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Trustee report to members

April 2025

Trustee Report

2025

01 Introduction from Vassos Vassou (Dalriada Trustees)
02 Trade tariffs and your pension
03 How the Scheme is managed
04 Your Summary Funding Statement
05 Our Scottish Widows buy-in policy is moving to Rothesay
06 Autumn Budget and your pension
07 Staying cyber safe
08 Protecting your pension during a transfer
09 Guaranteed Minimum Pension equalisation (GMPe)
10 Navigating the UK benefits system
11 Pensions Dashboards update
12 How to report the death of a member
13 The Normal Minimum Pension Age (NMPA) is increasing
14 Useful contacts